💰 The Triple Threat Deal: How One Rookie Turned an Ugly House Into $5K Now, $450/Month, and $28K Later

🎯 INTRO:

Every new investor dreams of big checks.
But what if you could get three paydays from one deal?

One check up front.
One every month.
And one fat backend when your buyer cashes you out.

That’s not just a dream. That’s what creative dealmakers call:

Today’s deal is about a rookie investor (less than 6 months in the game) who landed one of these bad boys on a $0.41 text message lead.
No cash. No credit.
Just smart structure and a little hustle.

Let’s break it down.

🔍 CURATED REAL ESTATE INSIGHTS:

• “Three Payday” deals are the bread and butter of Lease Option, Wrap, and Seller Finance structures.

• Most new investors focus only on Money Now (wholesale checks)—and leave 66% of their profit on the table.

• Buyers with credit challenges will gladly pay a premium for a home they can rent today and own later.

📣 AD / PROMOTION:

Want our “Triple Payday Deal Blueprint” with real deal breakdowns and step-by-step contracts?
👉 Grab it here — Includes closing checklist, tenant-buyer screening form, and amortization cheat sheet.

💼 MAIN CONTENT: The Deal Breakdown

🏠 The Setup:

Investor Nick found a tired landlord in Indianapolis via a texting campaign.

• 3 bed / 2 bath

• Worth: ~$180,000

• Mortgage balance: $144,000 @ 3.5%

• Seller wanted out: “I just want to be done with this thing…”

Nick offered a simple solution:

The seller agreed to a Subject-To deal + Option Agreement with 36-month terms.

Nick now controlled the house—without qualifying for a loan or coming out of pocket.

🔢 The Deal Math:

💵 Money Now:

Nick listed it as a Rent-to-Own and found a family with $10,000 to put down.
He accepted $5,000 as non-refundable Option Consideration and gave them 30 days to move in.

✅ Money Now = $5,000

💸 Money Monthly:

The underlying mortgage payment = $1,050/month.
Nick leased the home to the tenant-buyer for $1,500/month.
He set aside $100/month in reserves for maintenance and pocketed the rest.

✅ Money Monthly = $350 cash flow + $100 maintenance reserve = $450/month net spread

💰 Money Later:

Option price to tenant-buyer = $195,000
He owes the bank: $144,000 (plus about $2K more in holding costs)

Projected backend payday in 24 months if/when buyer cashes out:
$195,000 – $146,000 = $49,000 gross
Minus $21,000 in closing costs, repair credits, and reserves =
✅ Money Later = ~$28,000

🧠 Key Lesson:

This wasn’t a wholesale.
This wasn’t a flip.
This was a finely tuned ATM machine with 3 buttons: NOW, MONTHLY, and LATER.

Nick didn’t need a license.
Didn’t need cash.
Didn’t need credit.

He just needed:

• A motivated seller

• A willing tenant-buyer

• And a blueprint to structure the deal like a pro

🚪 OUTRO:

Every time you pass on a deal because it “doesn’t have enough spread,” remember:
You’re not a cash buyer.
You’re not a bank.
You’re a creative problem solver.

And when you know how to structure terms right…
You can pull three income streams from one deal and change your whole financial outlook in one shot.

👉 Want us to walk you through your first triple payday deal?
Click here to schedule a strategy call or reply “3X” and we’ll send you our deal calculator + sample contract set.

📊 POLL:

👉 If we created a live workshop where you could build your own “3 Payday Deal” live with us, would you attend?

Let us know—because we’re planning something BIG.